DIY Investing
DIY Investing covers a large range for products and strategies. From saving for retirement to investing with leverage to maximise returns. There are opportunities but also risks so knowledge and understanding is the key and managing your risk in markets that can sometimes be challenging and volatile.
DIY Investing
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Watch Video for Free Now! 02:43
The basics of investing
By Wealth Know How in DIY Investing
James Dunn explains the fundamentals of investing in this video and talks about approaches in making your money grow without taking unnecessary risks. Just how much risk you can tolerate and your desired timeframe will more often than not determine the type of investment that is right for you. Choose well and don’t be shy about asking questions and seeking advice.
Watch Video for Free Now! 02:16
Investing in term deposits
By Wealth Know How in DIY Investing
Learn about the definition and benefits of term deposits in this short, easy to understand video which outlines the basics you need to know. As much as it’s important to know about the advantages it’s key to your future decisions making that you have an appreciation of the drawbacks as well. It’s a competitive market out there and we also discuss shopping before committing.
Watch Video for Free Now! 02:21
Investing in bonds
By Wealth Know How in DIY Investing
Just what does it mean to invest in a bond? When is a bond a sound investment and what are the risks? In this video we discuss all this and more to give you an overview of this important part of a diversified investment portfolio. Not all bonds are the same and there are many factors to consider before making a decision
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Watch Video for Free Now! 02:45
Investing in unlisted property trusts
By Wealth Know How in DIY Investing
Unlisted property trusts can be an attractive investment given some of the key benefits such as less volatility and providing a consistent inflation-linked income stream. It’s equally important to ensure you’re aware of the risks as well as the rewards and as always to ready the fine print regarding all the terms and conditions on your investment. Learn why in our video
Watch Video for Free Now! 02:36
Investing in shares
By Wealth Know How in DIY Investing
Investing in shares makes you part-owner of a business but the expectation is that you will be rewarded by capital gain and dividends. Shares can be a terrific investment but there are always risks you need to be aware of before making a decision. We explore the basics of share investment so that you’re better informed.
Watch Video for Free Now! 02:28
Borrowing to invest
By Wealth Know How in DIY Investing
You can invest in the share market by borrowing money to buy more shares than you might afford. To many this might sound terrifying and they should avoid it but it’s really much the same concept as borrowing to buy a house. Learn what ‘gearing’ means and how both profits and losses are magnified.
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Watch Video for Free Now! 02:45
Investing in gold
By Wealth Know How in DIY Investing
Gold has an enduring appeal and there are plenty of ways to invest in gold from the most traditional method of buying bars, ingots and coins right through to getting an exposure to gold through junior stocks, which are either exploring for gold or starting to mine it. Our video explores the key categories and explains the benefits and risks.
Watch Video for Free Now! 01:47
How to build a diversified share portfolio
By Wealth Know How in DIY Investing
This video is about building a diversified share portfolio effectively in three key ways. Learn the 1-2-3 of share portfolio construction using easy to understand approaches you may wish to consider for your investment strategy. In addition to these three basic approaches, James Dunn discusses the importance of 'weights' and makes the point that whatever you decide it should not be intended to be a 'set and forget' strategy.
Watch Video for Free Now! 01:59
The DIY Investor — advantages and disadvantages of not seeking advice
By Wealth Know How in DIY Investing
James Dunn takes a look at the DIY Investor and some of the advantages and disadvantages in taking this approach. It's never been easier to be a self-directed investor but there aren't many tools to help you build a well-diversified share portfolio. James explains the importance of not just specific benefits in stock selection but to consider how it may intelligently complement your current portfolio
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Watch Video for Free Now! 01:49
Why your share portfolio should be diversified?
By Wealth Know How in DIY Investing
This video look at why your share portfolio should be diversified as a fundamental way of helping to manage your investment risk. It's impossible to guarantee your wealth creation future but in this video James Dunn looks at why Diversification sometimes gets called the "one free lunch in investing". It's all about creating a better balanced result for your portfolio.
Watch Video for Free Now! 01:58
Building a share portfolio for yield
By Wealth Know How in DIY Investing
James Dunn looks at how building a diverse equity portfolio for yield uses similar rules as constructing any diversified portfolio. Many factors need to be taken into account not the least of which is the size and quality of each company. This is a must see video for those investors seeking some guidance on what to consider in striking the right balance.
The basics of investing
By Wealth Know How in DIY Investing
James Dunn explains the fundamentals of investing in this video and talks about approaches in making your money grow without taking unnecessary risks. Just how much risk you can tolerate and your desired timeframe will more often than not determine the type of investment that is right for you. Choose well and don’t be shy about asking questions and seeking advice.
Investing in term deposits
By Wealth Know How in DIY Investing
Learn about the definition and benefits of term deposits in this short, easy to understand video which outlines the basics you need to know. As much as it’s important to know about the advantages it’s key to your future decisions making that you have an appreciation of the drawbacks as well. It’s a competitive market out there and we also discuss shopping before committing.
Investing in bonds
By Wealth Know How in DIY Investing
Just what does it mean to invest in a bond? When is a bond a sound investment and what are the risks? In this video we discuss all this and more to give you an overview of this important part of a diversified investment portfolio. Not all bonds are the same and there are many factors to consider before making a decision
Portfolio Construction
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Watch Video for Free Now! 02:45
Rethinking Structured Products
By Wealth Know How in DIY Investing
Structured products are a pre-packaged investment instrument designed to meet specific objectives. They can be used as an alternative to a direct investment, or as part of the asset allocation process to reduce a portfolio’s exposure to downside risk. Structured products are not new and the derivatives used to create them can be traced back to biblical times.
Watch Video for Free Now! 02:13
Diversification in practice
By Wealth Know How in DIY Investing
This video discusses what Diversification means to you in practice. James Dunn explains the basic building blocks of establishing a diversified portfolio of investments that may include a small or large range of asset classes. There are many approaches to achieving your investment goals and terrific tools to assess your risk profile. The question is what is your appetite for risk?
Watch Video for Free Now! 01:47
How to build a diversified share portfolio
By Wealth Know How in DIY Investing
This video is about building a diversified share portfolio effectively in three key ways. Learn the 1-2-3 of share portfolio construction using easy to understand approaches you may wish to consider for your investment strategy. In addition to these three basic approaches, James Dunn discusses the importance of 'weights' and makes the point that whatever you decide it should not be intended to be a 'set and forget' strategy.
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Watch Video for Free Now! 02:37
How to get diversified
By Wealth Know How in DIY Investing
There are many paths that can be taken on the road to building and growing a diversified investment portfolio. Balancing risk, cost and time in achieving your investment diversification requires careful thought and James Dunn provides some terrific insights in helping to achieve your goals.
Watch Video for Free Now! 02:10
What is diversification?
By Wealth Know How in DIY Investing
"What is Diversification?". In an ever changing world, there are many factors that can move markets very quickly. We help you to understand what diversification actually means from a personal investment perspective and explain how this can help manage your overall risk.
Watch Video for Free Now! 01:49
Why your share portfolio should be diversified?
By Wealth Know How in DIY Investing
This video look at why your share portfolio should be diversified as a fundamental way of helping to manage your investment risk. It's impossible to guarantee your wealth creation future but in this video James Dunn looks at why Diversification sometimes gets called the "one free lunch in investing". It's all about creating a better balanced result for your portfolio.
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Watch Video for Free Now! 00:00
Diversification in superannuation
By Wealth Know How in DIY Investing
Focusing on Diversification in Superannuation. James Dunn puts you in the picture on what you need to consider to diversifying superannuation and what should be the critical priorities depending on your stage of life and appetite for risk.
Watch Video for Free Now! 01:58
Building a share portfolio for yield
By Wealth Know How in DIY Investing
James Dunn looks at how building a diverse equity portfolio for yield uses similar rules as constructing any diversified portfolio. Many factors need to be taken into account not the least of which is the size and quality of each company. This is a must see video for those investors seeking some guidance on what to consider in striking the right balance.
Diversification in practice
By Wealth Know How in DIY Investing
This video discusses what Diversification means to you in practice. James Dunn explains the basic building blocks of establishing a diversified portfolio of investments that may include a small or large range of asset classes. There are many approaches to achieving your investment goals and terrific tools to assess your risk profile. The question is what is your appetite for risk?
How to build a diversified share portfolio
By Wealth Know How in DIY Investing
This video is about building a diversified share portfolio effectively in three key ways. Learn the 1-2-3 of share portfolio construction using easy to understand approaches you may wish to consider for your investment strategy. In addition to these three basic approaches, James Dunn discusses the importance of 'weights' and makes the point that whatever you decide it should not be intended to be a 'set and forget' strategy.
How to get diversified
By Wealth Know How in DIY Investing
There are many paths that can be taken on the road to building and growing a diversified investment portfolio. Balancing risk, cost and time in achieving your investment diversification requires careful thought and James Dunn provides some terrific insights in helping to achieve your goals.
Stock Market
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Watch Video for Free Now! 02:36
Investing in shares
By Wealth Know How in DIY Investing
Investing in shares makes you part-owner of a business but the expectation is that you will be rewarded by capital gain and dividends. Shares can be a terrific investment but there are always risks you need to be aware of before making a decision. We explore the basics of share investment so that you’re better informed.
Watch Video for Free Now! 02:28
Borrowing to invest
By Wealth Know How in DIY Investing
You can invest in the share market by borrowing money to buy more shares than you might afford. To many this might sound terrifying and they should avoid it but it’s really much the same concept as borrowing to buy a house. Learn what ‘gearing’ means and how both profits and losses are magnified.
Watch Video for Free Now! 01:47
How to build a diversified share portfolio
By Wealth Know How in DIY Investing
This video is about building a diversified share portfolio effectively in three key ways. Learn the 1-2-3 of share portfolio construction using easy to understand approaches you may wish to consider for your investment strategy. In addition to these three basic approaches, James Dunn discusses the importance of 'weights' and makes the point that whatever you decide it should not be intended to be a 'set and forget' strategy.
-
Watch Video for Free Now! 01:59
The DIY Investor — advantages and disadvantages of not seeking advice
By Wealth Know How in DIY Investing
James Dunn takes a look at the DIY Investor and some of the advantages and disadvantages in taking this approach. It's never been easier to be a self-directed investor but there aren't many tools to help you build a well-diversified share portfolio. James explains the importance of not just specific benefits in stock selection but to consider how it may intelligently complement your current portfolio
Watch Video for Free Now! 01:49
Why your share portfolio should be diversified?
By Wealth Know How in DIY Investing
This video look at why your share portfolio should be diversified as a fundamental way of helping to manage your investment risk. It's impossible to guarantee your wealth creation future but in this video James Dunn looks at why Diversification sometimes gets called the "one free lunch in investing". It's all about creating a better balanced result for your portfolio.
Watch Video for Free Now! 01:58
Building a share portfolio for yield
By Wealth Know How in DIY Investing
James Dunn looks at how building a diverse equity portfolio for yield uses similar rules as constructing any diversified portfolio. Many factors need to be taken into account not the least of which is the size and quality of each company. This is a must see video for those investors seeking some guidance on what to consider in striking the right balance.
Investing in shares
By Wealth Know How in DIY Investing
Investing in shares makes you part-owner of a business but the expectation is that you will be rewarded by capital gain and dividends. Shares can be a terrific investment but there are always risks you need to be aware of before making a decision. We explore the basics of share investment so that you’re better informed.
Borrowing to invest
By Wealth Know How in DIY Investing
You can invest in the share market by borrowing money to buy more shares than you might afford. To many this might sound terrifying and they should avoid it but it’s really much the same concept as borrowing to buy a house. Learn what ‘gearing’ means and how both profits and losses are magnified.
How to build a diversified share portfolio
By Wealth Know How in DIY Investing
This video is about building a diversified share portfolio effectively in three key ways. Learn the 1-2-3 of share portfolio construction using easy to understand approaches you may wish to consider for your investment strategy. In addition to these three basic approaches, James Dunn discusses the importance of 'weights' and makes the point that whatever you decide it should not be intended to be a 'set and forget' strategy.
Tax
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Watch Video for Free Now! 02:28
Be savvy about tax
By Wealth Know How in DIY Investing
Benjamin Franklin was right: "In this world nothing can be said to be certain, except death and taxes.” That’s certainly true in investment, where any investment has tax implications. First of all in Australia, any income you receive from an investment may be added to your income, and taxed at your marginal tax rate, which is the rate of tax that applies to the income range into which your taxable income falls. Australia currently has four marginal tax rates, or five if you count nil as the tax rate on for low incomes below the tax threshold. So if you have interest from cash or bonds, dividends from shares, or rental income from a property, that is added to your assessable income and taxed at your marginal tax rate.
Watch Video for Free Now! 02:28
Franking Credits
By Wealth Know How in DIY Investing
Income you receive from share dividends will generally be taxed at your marginal tax rate. Australia also has a system of dividend imputation. This gives investors who’ve been paid a dividend personal tax credit on the Australian Company Tax already paid by the company. If the company pays tax overseas there will be no tax credit associated with offshore tax.
Watch Video for Free Now! 02:46
Managing capital gains and losses
By Wealth Know How in DIY Investing
When you sell an investment for more than what you paid for it, you’ve made a capital gain. Unfortunately, that incurs capital gains tax - CGT. CGT is not a separate tax – the net capital gain is added to your income in the year you sold the investment, and taxed at your marginal income tax rate.
Be savvy about tax
By Wealth Know How in DIY Investing
Benjamin Franklin was right: "In this world nothing can be said to be certain, except death and taxes.” That’s certainly true in investment, where any investment has tax implications. First of all in Australia, any income you receive from an investment may be added to your income, and taxed at your marginal tax rate, which is the rate of tax that applies to the income range into which your taxable income falls. Australia currently has four marginal tax rates, or five if you count nil as the tax rate on for low incomes below the tax threshold. So if you have interest from cash or bonds, dividends from shares, or rental income from a property, that is added to your assessable income and taxed at your marginal tax rate.
Franking Credits
By Wealth Know How in DIY Investing
Income you receive from share dividends will generally be taxed at your marginal tax rate. Australia also has a system of dividend imputation. This gives investors who’ve been paid a dividend personal tax credit on the Australian Company Tax already paid by the company. If the company pays tax overseas there will be no tax credit associated with offshore tax.
Managing capital gains and losses
By Wealth Know How in DIY Investing
When you sell an investment for more than what you paid for it, you’ve made a capital gain. Unfortunately, that incurs capital gains tax - CGT. CGT is not a separate tax – the net capital gain is added to your income in the year you sold the investment, and taxed at your marginal income tax rate.